Audit : Year Ended March 31, 2005

Cover Page and Table of Content
Introduction	1-8 Page
Independent Auditors' Report	9-14
Management's Discussion and Analysis	15-26
Basic Financial Statements	27-37
Notes to the Financial Statements	38-52
Required Supplementary Information	53-56
Other Supplementary Information	57-72
Statistical Section	73-92
Federal Compliance Section	93-100